This website is currently provided for general informational purposes only.
The website is not currently accepting insurance quotation requests, applications or online purchases.
2. Informational Purposes Only
The information published on this website is provided for general information and educational purposes.
It is not intended to constitute:
- insurance advice;
- financial advice;
- legal advice;
- tax advice;
- a recommendation to purchase any particular insurance product;
- an offer of insurance; or
- a binding quotation or contract.
Insurance products, requirements, availability, terms, conditions, exclusions, premiums and eligibility criteria can change and may depend upon individual circumstances.
Visitors should obtain appropriate professional or product-specific advice before making decisions based on information published on this Website.
3. Accuracy of Information
Reasonable efforts are made to ensure that information published on the Website is accurate and useful at the time it is published.
However, insurance products, legislation, regulations, requirements, prices, procedures and other information may change.
Accordingly, we do not guarantee that all information is:
- complete;
- accurate;
- current;
- suitable for a particular purpose; or
- free from errors or omissions.
We reserve the right to correct, amend, remove or update information without notice.
4. No Reliance
Information published on the Website should not be relied upon as the sole basis for making an insurance, financial, legal or other significant decision.
Before relying on information concerning a particular insurance product, legal requirement, residency requirement or other regulated matter, visitors should verify the relevant information with an appropriate authorised source.
5. Limitation of Liability
To the fullest extent permitted by applicable law, we accept no responsibility for loss or damage arising from reliance upon information published on this Website where such loss or damage results from inaccuracies, omissions, outdated information, changes in circumstances or the visitor’s use of the information for a purpose for which it was not intended.
Nothing in this Legal Notice excludes or limits liability where such exclusion or limitation is prohibited by law.
Nothing in this Legal Notice affects any mandatory rights or protections that cannot lawfully be excluded or limited.
6. External Links
The Website may contain links to websites operated by third parties.
These links are provided for convenience and informational purposes.
We have no control over the content, availability, security, privacy practices or accuracy of external websites and do not necessarily endorse their content.
We accept no responsibility for loss or damage arising from the use of third-party websites, subject to any liability that cannot legally be excluded.
7. Intellectual Property
Unless otherwise stated, the content of this Website, including text, graphics, logos, photographs, videos and other material, is owned by or licensed to the Website operator.
Content may not be reproduced, distributed, modified, republished or commercially exploited without appropriate permission, except where permitted by applicable law.
Third-party trademarks, logos and other intellectual-property rights remain the property of their respective owners.
8. Website Availability
We make reasonable efforts to keep the Website available and functioning correctly.
However, we do not guarantee uninterrupted availability.
The Website may occasionally be unavailable because of maintenance, technical problems, hosting issues, security measures, updates or circumstances outside our reasonable control.
9. No Current Insurance Service
The Website is currently an information-only resource.
No insurance quotation, application or insurance contract can currently be arranged through this Website.
Information contained on the Website should not be interpreted as confirmation that any insurance service is currently available.
10. Changes to This Legal Notice
We may amend this Legal Notice when necessary to reflect changes to the Website, its ownership, its content or applicable legal requirements.
The latest version will be published on this page.