Spanish Health Insurance Needs Assessment

Spanish Residency Health Insurance Needs Assessment

Find out what you actually need before choosing your policy.

Whether you are applying for a Non-Lucrative Visa, Digital Nomad Visa or EU residency, the right health insurance isn't necessarily the cheapest policy available.

This assessment helps us understand what matters to you, so we can look at the policies and levels of cover that best match your circumstances.

1. What are you applying for?

Residency route *

Non-Lucrative VisaDigital Nomad VisaEU/EEA/Swiss ResidencyAlready resident in Spain – arranging or changing insurance

When do you expect to need your policy? *

Within 6 monthsWithin 3 monthsWithin 1 monthWithin 2 weeksI already have an application or appointment date

2. Where will you live in Spain?

City / area *

Is there a particular hospital, clinic or medical group you would like to use?

YesNoI'm not sure

3. How important is your choice of doctors and hospitals?

A broad choice is important to meAccess to some of the most prestigious private hospitals in Spain is important to meI'm happy with a more restricted network, provided it gives me appropriate private healthcare where I live

4. How important is access to English-language support?

Medical care in Spain is provided by doctors and healthcare professionals with varying levels of English. While some insurers can provide access to a network that includes English-speaking doctors or other language support, this cannot be guaranteed for every doctor, specialist or medical service. Your policy documentation and insurer communications may also be available in English, but this does not mean that every healthcare professional you encounter will speak English.

How important is this to you?

Very important — I want my insurer and broker to communicate with me in English, and I would prefer access to English-speaking doctors where available.Important — I would prefer English-speaking doctors where available, but understand this cannot always be guaranteed.Helpful but not essential — I'm comfortable using Spanish when necessary.Not important — language will not influence my choice of policy.

Please note: English-speaking doctors are not available in every location or medical specialty. In some circumstances, you may need assistance from a Spanish-speaking friend, neighbour or professional translator.

5. Do you travel outside Spain?

How often do you expect to travel outside Spain?

OccasionallySeveral times a yearFrequentlyI spend significant periods outside Spain

How important is medical cover when you are outside Spain?

Not particularly importantUseful to haveVery important

Where do you travel?

UKEuropeUSACanadaWorldwideOther

How important is repatriation to your home country?

This relates to repatriation of remains in the event of death to your home country.

Important – I would want this included if availableNot important – I don't need this benefitI'm not sure – I'd like to understand the options

6. Could your medical history be relevant to underwriting?

No, I don't believe soI have existing medical conditionsI take regular medicationI have serious medical conditionsI'm currently receiving treatment or undergoing investigation

7. Who needs cover?

Applicant 1

Date of birth *

Gender *

MaleFemale

Nationality *

How many additional people need cover?

0 - Just me1 additional person2 additional people3 additional people4 additional people

8. What matters most to you?

Please select up to three priorities.

Keeping the premium as low as reasonably possibleA broad choice of doctors and hospitalsAccess to some of the most prestigious private hospitals in SpainEnglish-language supportInternational medical coverRepatriation to my home countryFamily valueAccess to a high level of specialist medical care

Would you consider a higher level of cover if it provided benefits that matched your priorities?

I want to keep the cost as low as possiblePossibly – I'd like to understand what the additional cost providesYes – I'm prepared to consider a higher premium for the right level of cover

Your details

Thank you for completing the assessment. We can now look at the available options and identify policies appropriate for your residency route and circumstances, including more comprehensive options where these may be relevant to your priorities.

Name *

Email *

Telephone / WhatsApp *

Preferred contact method

EmailWhatsAppTelephone

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